When a small amount of money is needed quickly, there are a number of ways for people to get it. While they can borrow money from friends or family members, this can be embarrassing and usually will not be tolerated on any type of ongoing basis. Especially if there is concern that the money will not be repaid right away, the person will be denied. This can cause a family rift, and still no money.

One alternative is a cash advance payday loan. For those with regular employment, they can either secure a short-term cash advance online or by going down to the local payday advance storefront. Both have advantages and disadvantages, and it depends on the individual borrower which method works best.

In Person
Securing a cash advance from the local payday loan business is helpful for those that do not have a reliable home computer or are leery of participating in e-commerce. It requires bringing proof of identification, such as a government-issued photo ID. Potential borrowers should also have a copy of their last 4 paycheck stubs or a letter of verification from their employer.

In order to receive a cash advance payday loan, the person may need to have a bank account in good standing that can send and receive electronic transfers. Some local companies may waive the last requirement if the individual does not have an electronic account and can accept a paper check instead. To use this option, it is best to call the establishment first to find out what the terms of transfer are.